Terms of use

Alliance Group & Associates Inc, dba Alliance Lending, is a licensed mortgage broker, NMLS #1155014. We are not a lender, bank, or credit union. We submit your file to one or more lenders, and the lender, not Alliance Lending, makes the credit decision and funds the loan.

Loan programs, rates, and fees offered through our lender network may not be available in every state, and availability depends on each lender's own underwriting guidelines.

Nothing on this website is a commitment to lend, an offer to extend credit, or an approval of a loan. All loans are subject to credit approval, underwriting, and property appraisal, as well as title review and any other conditions the lender requires.

Rates, fees, points, and terms shown anywhere on this site are subject to change without notice and are not locked until a lender confirms a lock in writing.

Interest rates, APRs, and monthly payment figures displayed on this site are illustrative estimates for comparison purposes. They are based on the assumptions shown alongside them, such as loan amount, down payment, credit profile, occupancy, and property type, and may exclude taxes, insurance, mortgage insurance, and other costs.

Payment calculators are provided as a convenience. Actual figures for your file will be disclosed to you in a Loan Estimate once you submit a complete application, and the Loan Estimate controls over anything shown here.

By submitting an application, quote request, rate lock request, or recruiting inquiry, you confirm that the information you provide is true and complete to the best of your knowledge. Inaccurate or incomplete information may delay or prevent a credit decision.

You authorize us, our loan officers, and the lenders we submit your file to, to verify the information you provide and to obtain the credit, employment, income, and property information needed to evaluate your request, subject to our Privacy Policy.

When you provide a phone number or email address, you consent to be contacted about your inquiry at that number or address, including by call, text, or automated message. Message and data rates may apply.

You may withdraw consent at any time by telling your loan officer, replying STOP to a text message, or contacting us using the details at the end of these terms. Withdrawing consent does not affect disclosures that the law requires us to deliver.

You agree not to submit false information, impersonate another person, use the site to send unsolicited advertising, attempt to access another person's information, interfere with the operation of the site, or scrape or copy its content for commercial use.

We may restrict or end access to the site for anyone who violates these terms or uses the site in a way that could harm applicants, lenders, or Alliance Lending.

This site may link to websites we do not control, including lender sites, licensing lookups such as NMLS Consumer Access, and review platforms. Those sites have their own terms and privacy practices, and we are not responsible for their content.

The text, design, graphics, and software on this site belong to Alliance Lending or are used with permission, and are protected by copyright and trademark law. You may view and print pages for your own personal, non-commercial use.

The site is provided on an as-is and as-available basis. To the extent permitted by law, we make no warranty that the site will be uninterrupted or error free, or that information on it is complete, current, or suited to your particular situation.

To the extent permitted by law, Alliance Lending is not liable for indirect, incidental, or consequential damages arising from your use of this site. Nothing here limits any right you have under applicable consumer protection or lending law.

These terms are governed by the laws of the State of California, without regard to conflict of law principles, except where the law of your state of residence provides you with greater protection.

We may update these terms from time to time. The revised version takes effect when it is posted on this page with a new effective date. Continued use of the site after that date means you accept the revised terms.

Alliance Group & Associates Inc, dba Alliance Lending, 5450 Thornwood Dr, Suite P, San Jose, CA 95123. Phone 408-226-4000. Email Info@alliancegroupinc.net.

Licensing information is updated periodically and may not reflect the most recent changes. You can verify our license and the licenses of our loan officers through NMLS Consumer Access at nmlsconsumeraccess.org.