Careers · Loan officers
Build your book.
Keep your name on it.
Alliance Lending gives experienced originators the lender panel, licensing and back office of a brokerage without taking the relationship away from them. If you close your own files and want better answers on hard scenarios, we should talk.
Why originators move here
The structure of a brokerage, without the corporate layer
What sets us apart
In-house processing
You originate. Our own processors, underwriters and closers carry the file from disclosure to funding, so you are not chasing an offshore desk or waiting on a vendor to answer for your borrower.
One team, one file, one number to call. No handoffs to a call center that never spoke to your borrower.
A panel, not a rate sheet
Your borrowers are priced across wholesale lenders, banks and direct lenders. You are never steered into the one product your company happens to push that quarter.
Your name stays on the file
Every officer gets a profile on this site with their own contact details, specialties and application link, so borrowers who found you stay with you.
Your profile, your words
The officer portal lets you edit your own bio and social links whenever you want, without opening a ticket or asking marketing.
Answers on the hard files
Self-employed, bank statement, investor and jumbo scenarios get a real underwriting conversation instead of a form letter.
How it goes
Four steps, no funnel
- 01
Send your details
Name, NMLS ID, the states you hold and roughly what you close. Two minutes, no documents yet.
- 02
A call, not a pitch
Twenty minutes with our team about your book, your scenarios and what you actually need from a brokerage.
- 03
Licensing and onboarding
We handle the sponsorship paperwork, lender access and account setup before your first file moves.
- 04
First file together
You stay with your borrower while we work pricing and underwriting alongside you on the first few.
Who we're looking for
Originators who built their own book
We hire a small number of experienced loan officers each year. If most of this reads like your resume, we should be talking.
An active NMLS license
California, Texas, or both. Not yet licensed in one of them? We sponsor the addition.
Two or more years closing your own files
You have taken a borrower from first call to funding, not just worked someone else's pipeline.
Comfort with real scenarios
Purchase, refinance, self-employed, non-QM. Files that need a conversation, not a checkbox.
A book worth keeping
Realtors, CPAs and past clients who send you work and stay with you through the next file.
You want to own your clients
Your name, your relationships, your leads — and a brokerage that never markets to your book.
Talk to someone who closes files
You will be speaking with our team, not a recruiter reading a script. Bring the scenario that keeps getting declined and we will tell you honestly whether we can fund it.
- Call
- 408-226-4000
- Office
- 5450 Thornwood Dr, Suite P
San Jose, CA 95123