Kimberly Pal
I was born in Cambodia during the Cambodian genocide war in 1978. My family and I made our journey to Thailand and stayed in a refugee camp called Khao-I-Dang while waiting for political asylum finally we were able to emigrate to America in 1983 in St. Paul, Minnesota, and then moved to California in 1990.
I first entered the mortgage industry in 2006, and after the crash in 2008, I decided to pursue my love for entertainment and became a part of the SAG- AFTRA union in 2015. I moved to San Jose in the summer of 2017. I decided to come back into the mortgage industry in 2020. In 2022, I also received my real estate license; I believe my mortgage background can add value to my buyers, especially first-time home buyers.
Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. I can sit down with you and look over your budget, income, and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you consider all your options to concentrate on making the best decision for your needs. The financial aspects of home buying can be stressful and overwhelming. However, they don’t have to be, not with a trained and caring professional like me in your corner.
