Count on Us for a Great Loan Experience so You Can

Make The Real Moments Count

Expect a Great Mortgage Experience

For over a decade, we’ve focused on creating the best mortgage experience for borrowers in California and Texas. As an independent mortgage broker, we’re not limited to a handful of loan options – we work with hundreds of the best lenders in the industry, and we offer a complete set of loan options from purchase, to cash-out refinance, First-Time Home buyer options, as well as self-employed and investor options. Our focus is to deliver the best options for you to purchase or refinance your home.

LOW RATES

As a top mortgage broker, we have access to some of the best rates in the business. We pass this benefit to you, our customer.

TRANSPARENT ADVICE

As an independent broker, we’re not beholden to any one lender. This unbiased lens allows us to focus on the best mortgage for our customers.

FLEXIBLE OPTIONS

Access to over 40 top lenders’ loan options gives you power to choose. We’ll help you navigate the options available to make an informed decision.

Focused on Your Mortgage Experience

We believe the Alliance brand is a reflection of the exceptional experience we deliver to our customers. This brand philosophy has helped us to grow our loyal customer base and has helped our company grow in the San Jose area as well as throughout California and Texas. If you believe the customer experience is just as important as having competitive rates, great products, and fast turn times, contact us. We’re always looking to work with others that put the customer first.

View More Reviews from

We were able to close a week Overall, Kimmy was an absolute joy to work with and we will always recommend her to our friends and family. We know exactly who to call if we decide to purchase additional properties in the future!

Phuong T

First time buying a home can be a heavy process to take on Jason Palomino Alliance Group and Associates has an amazing Team. Kimberly made the experience wonderful. She was beyond helpful, patient, and went the extra mile.

Raymond S

We were working with Rudy and his team, they were extremely helpful to close in 30 days. Process was easy and communication was good. The team made suggestions for best options for loan. Overall it was a great experience.

Madison H

Make It Your Home Today

Whether you’re buying your first home or looking to build an inviting backyard for those memorable get-togethers for friends and family – these moments all start at home. Begin capturing those moments by selecting one of the options below.

Our Rates

Purchase Rates

15-Year Fixed*
Interest   APR   Points
5.875% | 5.875% | 1
         
30-Year Fixed*
Interest   APR   Points
6.625% | 6.625% | 1
         

Refinance Rates

15-Year Fixed*
Interest   APR   Points
5.875% | 5.875% | 1
         
30-Year Fixed*
Interest   APR   Points
6.625% | 6.625% | 1
         

Looking for a Different Rate?

Call us at 408-226-4000 to get a quick, transparent, assessment of current rates. We feel the best customer is an educated one. Remember our insight and unbiased advice is always free.

Based on a $720,000 loan amount at 740 FICO with 80% LTV as of 8/01/2023. Estimate assumes that all “origination fees” are considered “Finance Charges” under applicable law. This estimate is provided for illustrative purposes only and is not intended as a substitute for a legal disclosure of an Annual Percentage Rate under an applicable loan program. Payments do not include amounts for taxes and insurance premiums, if applicable, payment obligation may be greater.

Want More Rate Info

Let us know you’re interested and we can provide you with a real-time rate quote. It’s a quick way to get a more accurate assessment of current mortgage rates available for your specific situation and need.