Rental-property financing qualified on the property's own cash flow rather than your personal income: monthly rent divided by the full payment needs to land around 1.0x or better. Down payments start at 15%, employment and income documentation are not required, and the property can be held in an LLC. It is built for investors scaling a rental or short-term-rental portfolio who want each acquisition to stand on its own numbers.

Best for · Investors scaling a rental portfolio or short-term rentals.